{"id":460,"date":"2025-11-28T11:39:12","date_gmt":"2025-11-28T14:39:12","guid":{"rendered":"https:\/\/dgn.adv.br\/?p=460"},"modified":"2026-02-24T15:06:00","modified_gmt":"2026-02-24T18:06:00","slug":"sua-estrutura-suporta-os-novos-requisitos-de-capital","status":"publish","type":"post","link":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/","title":{"rendered":"Is your structure ready for the new capital requirements?"},"content":{"rendered":"<p>The Central Bank of Brazil (BCB \u2014 Banco Central do Brasil) has introduced a new regulatory framework for Virtual Asset Service Providers (PSAVs \u2014 Prestadoras de Servi\u00e7os de Ativos Virtuais) that demands a level of governance and financial stability never before required in this sector.<\/p>\n<div>\n<p>BCB Resolutions No. 519 and 520 make it clear: the era of informality is over. What are the main structural challenges PSAVs will face?<\/p>\n<p>&#x25ab;&#xfe0f; Substantially higher minimum capital: Capital and minimum net equity thresholds have been significantly raised, aligning PSAVs with Joint Resolution No. 14 (a rule that harmonizes prudential requirements across supervised institutions). Many companies will need to restructure their funding to comply.<\/p>\n<p>&#x25ab;&#xfe0f; Governance and risk: Strict requirements for cybersecurity, risk management, and compliance are now mandatory, placing PSAVs on par with traditional financial institutions in terms of supervisory expectations.<\/p>\n<p>&#x25ab;&#xfe0f; Prohibited activities: Raising funds from the public (except through the issuance of shares) is prohibited, and new conditions have been set for lending and financing operations, requiring an immediate review of the business model.<\/p>\n<p>Donato &amp; Garcia Neto Advogados (DGN) works on the front lines of regulatory compliance. We help your company review governance structures, implement asset segregation, and plan for adherence to the new capital requirements.<\/p>\n<p>For more information, access our full briefing <a href=\"https:\/\/www.dgn.adv.br\/novo-marco-legal-banco-central-regulamenta-o-mercado-de-ativos-virtuais\/\">here<\/a>.<\/p>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>The Central Bank of Brazil (BCB \u2014 Banco Central do Brasil) has introduced a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":430,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17],"tags":[],"class_list":["post-460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informativo"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PSAVs: requisitos de capital (Res. BCB 519\/520) | DGN<\/title>\n<meta name=\"description\" content=\"Resolu\u00e7\u00f5es BCB 519 e 520 elevam capital m\u00ednimo, governan\u00e7a e veda\u00e7\u00f5es para PSAVs. Veja desafios e como adequar estrutura, risco e compliance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PSAVs: requisitos de capital (Res. BCB 519\/520) | DGN\" \/>\n<meta property=\"og:description\" content=\"Resolu\u00e7\u00f5es BCB 519 e 520 elevam capital m\u00ednimo, governan\u00e7a e veda\u00e7\u00f5es para PSAVs. Veja desafios e como adequar estrutura, risco e compliance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\" \/>\n<meta property=\"og:site_name\" content=\"DGN Advogados\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-28T14:39:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-24T18:06:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#\/schema\/person\/c2fdde7b820e9bcb11f1120646c92c48\"},\"headline\":\"Is your structure ready for the new capital requirements?\",\"datePublished\":\"2025-11-28T14:39:12+00:00\",\"dateModified\":\"2026-02-24T18:06:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\"},\"wordCount\":467,\"publisher\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png\",\"articleSection\":[\"Informativo\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\",\"url\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\",\"name\":\"PSAVs: requisitos de capital (Res. BCB 519\/520) | DGN\",\"isPartOf\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png\",\"datePublished\":\"2025-11-28T14:39:12+00:00\",\"dateModified\":\"2026-02-24T18:06:00+00:00\",\"description\":\"Resolu\u00e7\u00f5es BCB 519 e 520 elevam capital m\u00ednimo, governan\u00e7a e veda\u00e7\u00f5es para PSAVs. Veja desafios e como adequar estrutura, risco e compliance.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[[\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/\"]]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage\",\"url\":\"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png\",\"contentUrl\":\"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png\",\"width\":1080,\"height\":1350,\"caption\":\"queda da Selic e seus impactos nos contratos de financiamento imobili\u00e1rio e riscos jur\u00eddicos\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/www.dgn.adv.br\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Is your structure ready for the new capital requirements?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#website\",\"url\":\"https:\/\/www.dgn.adv.br\/en\/\",\"name\":\"DGN Advogados\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#organization\"},\"alternateName\":\"DGN Advogados\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.dgn.adv.br\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#organization\",\"name\":\"DGN\",\"url\":\"https:\/\/www.dgn.adv.br\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/dgn.adv.br\/wp-content\/uploads\/2025\/03\/favicon.png\",\"contentUrl\":\"https:\/\/dgn.adv.br\/wp-content\/uploads\/2025\/03\/favicon.png\",\"width\":512,\"height\":512,\"caption\":\"DGN\"},\"image\":{\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.dgn.adv.br\/en\/#\/schema\/person\/c2fdde7b820e9bcb11f1120646c92c48\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/c905ba65424bc99d600b3220e8713eaf72b4dd68497ef6722b4375ad88fd5817?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c905ba65424bc99d600b3220e8713eaf72b4dd68497ef6722b4375ad88fd5817?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c905ba65424bc99d600b3220e8713eaf72b4dd68497ef6722b4375ad88fd5817?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/dgn.adv.br\"],\"url\":\"https:\/\/www.dgn.adv.br\/en\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PSAVs: requisitos de capital (Res. BCB 519\/520) | DGN","description":"Resolu\u00e7\u00f5es BCB 519 e 520 elevam capital m\u00ednimo, governan\u00e7a e veda\u00e7\u00f5es para PSAVs. Veja desafios e como adequar estrutura, risco e compliance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/","og_locale":"en_US","og_type":"article","og_title":"PSAVs: requisitos de capital (Res. BCB 519\/520) | DGN","og_description":"Resolu\u00e7\u00f5es BCB 519 e 520 elevam capital m\u00ednimo, governan\u00e7a e veda\u00e7\u00f5es para PSAVs. Veja desafios e como adequar estrutura, risco e compliance.","og_url":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/","og_site_name":"DGN Advogados","article_published_time":"2025-11-28T14:39:12+00:00","article_modified_time":"2026-02-24T18:06:00+00:00","og_image":[{"width":1080,"height":1350,"url":"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#article","isPartOf":{"@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/"},"author":{"name":"admin","@id":"https:\/\/www.dgn.adv.br\/en\/#\/schema\/person\/c2fdde7b820e9bcb11f1120646c92c48"},"headline":"Is your structure ready for the new capital requirements?","datePublished":"2025-11-28T14:39:12+00:00","dateModified":"2026-02-24T18:06:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/"},"wordCount":467,"publisher":{"@id":"https:\/\/www.dgn.adv.br\/en\/#organization"},"image":{"@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage"},"thumbnailUrl":"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png","articleSection":["Informativo"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/","url":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/","name":"PSAVs: requisitos de capital (Res. BCB 519\/520) | DGN","isPartOf":{"@id":"https:\/\/www.dgn.adv.br\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage"},"image":{"@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage"},"thumbnailUrl":"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png","datePublished":"2025-11-28T14:39:12+00:00","dateModified":"2026-02-24T18:06:00+00:00","description":"Resolu\u00e7\u00f5es BCB 519 e 520 elevam capital m\u00ednimo, governan\u00e7a e veda\u00e7\u00f5es para PSAVs. Veja desafios e como adequar estrutura, risco e compliance.","breadcrumb":{"@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":[["https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/"]]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#primaryimage","url":"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png","contentUrl":"https:\/\/www.dgn.adv.br\/wp-content\/uploads\/2025\/10\/Redes-Sociais-DGN-Advogados-2.png","width":1080,"height":1350,"caption":"queda da Selic e seus impactos nos contratos de financiamento imobili\u00e1rio e riscos jur\u00eddicos"},{"@type":"BreadcrumbList","@id":"https:\/\/www.dgn.adv.br\/en\/sua-estrutura-suporta-os-novos-requisitos-de-capital\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/www.dgn.adv.br\/en\/"},{"@type":"ListItem","position":2,"name":"Is your structure ready for the new capital requirements?"}]},{"@type":"WebSite","@id":"https:\/\/www.dgn.adv.br\/en\/#website","url":"https:\/\/www.dgn.adv.br\/en\/","name":"DGN Advogados","description":"","publisher":{"@id":"https:\/\/www.dgn.adv.br\/en\/#organization"},"alternateName":"DGN Advogados","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.dgn.adv.br\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.dgn.adv.br\/en\/#organization","name":"DGN","url":"https:\/\/www.dgn.adv.br\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dgn.adv.br\/en\/#\/schema\/logo\/image\/","url":"https:\/\/dgn.adv.br\/wp-content\/uploads\/2025\/03\/favicon.png","contentUrl":"https:\/\/dgn.adv.br\/wp-content\/uploads\/2025\/03\/favicon.png","width":512,"height":512,"caption":"DGN"},"image":{"@id":"https:\/\/www.dgn.adv.br\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.dgn.adv.br\/en\/#\/schema\/person\/c2fdde7b820e9bcb11f1120646c92c48","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/c905ba65424bc99d600b3220e8713eaf72b4dd68497ef6722b4375ad88fd5817?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c905ba65424bc99d600b3220e8713eaf72b4dd68497ef6722b4375ad88fd5817?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c905ba65424bc99d600b3220e8713eaf72b4dd68497ef6722b4375ad88fd5817?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/dgn.adv.br"],"url":"https:\/\/www.dgn.adv.br\/en\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/posts\/460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/comments?post=460"}],"version-history":[{"count":2,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/posts\/460\/revisions"}],"predecessor-version":[{"id":559,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/posts\/460\/revisions\/559"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/media\/430"}],"wp:attachment":[{"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/media?parent=460"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/categories?post=460"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dgn.adv.br\/en\/wp-json\/wp\/v2\/tags?post=460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}